This, the generic holiday season, is not one of my favorite times of the year. We are reminded each and every day, that the past 11 months are totally dependent on our buying as much stuff as we can, right now. Otherwise, the first 11 months were worthless. There is a lot of pressure to do your part, in giving and accepting things that are not needed. Let’s face it the car in the drive way with the red bow is about the bow not the car and who needs a bow.